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Savings Rates

CoVantage Credit Union Dividend Rates
Annual Percentage Yields (APY) Accurate as of May 1, 2008
ACCOUNT TERM MINIMUM AMOUNT APY DIVIDEND
Membership Share Account* N/A $10.00 Minimum Deposit 2.00% Compounded Daily Credited Quarterly
Misc. Savings Account N/A $10.00 Minimum Deposit 2.00% Computed on Daily Bal. Credited Quarterly
Xmas Club Account Paid out Oct. 31 $10.00 Minimum Deposit 2.00% Computed on Daily Bal. Credited Monthly
IRA Account***** Open Deposit $10.00 Minimum Deposit 3.40% Computed on Daily Bal. Credited Monthly
HSA Account Open Deposit $10.00 Minimum Deposit 2.90% Computed on Daily Bal. Credited Monthly
Share Draft (Checking) Account N/A None  1.00% Minimum Daily Bal. of $500 to Earn Dividend. Credited Monthly
Funeral Accounts N/A $10.00 Minimum Deposit 3.50% Computed on Daily Bal. Credited Quarterly
Variable Rate Account**** N/A Up to $4,999.99 2.00% Computed on Daily Bal. Credited Monthly
Variable Rate Account**** N/A $5,000 to $9,999.99 2.20% Computed on Daily Bal. Credited Monthly.
Variable Rate Account**** N/A $10,000 to $24,999.99 2.40% Computed on Daily Bal. Credited Monthly.
Variable Rate Account**** N/A $25,000 to $49,999.99 2.70% Computed on Daily Bal. Credited Monthly.
Variable Rate Account**** N/A $50,000 to $99,999.99 2.80% Computed on Daily Bal. Credited Monthly.
Variable Rate Account**** N/A $100,000 to$1,499,999.99 2.90% Computed on Daily Bal. Credited Monthly.
Variable Rate Account**** N/A $1,500,000 to$3,499,999.99 See Doug Anderson or Brian Prunty for current rates.
Variable Rate Account**** N/A $3,500,000 and Over See Doug Anderson or Brian Prunty for current rates.

 Call Center: 715-627-4336 or
toll-free 1-800-398-2667

Please email us with questions or comments.

PRIVACY POLICY

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ACCOUNT TERM MINIMUM AMOUNT RATE APY DIVIDEND
Term Share/IRA Certificates** 12 Months $1,000.00 3.113% 3.15% Computed on Daily Bal. Compounded Quarterly
Term Share/IRA Certificates** 24 Months $1,000.00 3.309% 3.35% Computed on Daily Bal. Compounded Quarterly
Term Share/IRA Certificates** 36 Months $1,000.00 3.455% 3.50% Computed on Daily Bal. Compounded Quarterly
Term Share/IRA Certificates** 48 Months $1,000.00 3.552% 3.60% Computed on Daily Bal. Compounded Quarterly
Term Share/IRA Certificates** 60 Months $1,000.00 3.601% 3.65% Computed on Daily Bal Compounded Quarterly
Term Share/IRA Certificates** 3 Months $5,000.00

2.428%

 2.45% Computed on Daily Bal. Compounded Quarterly
Term Share/IRA Certificates** 6 Months $5,000.00 2.967% 3.00% Computed on Daily Bal. Compounded Quarterly
Special Term Share/IRA Certificates*** 19 Months $5,000.00 3.455% 3.50% Computed on Daily Bal. Compounded Quarterly
 

* Membership Share Accounts - Up to $2,000 life insurance at no extra charge to eligible savers.
** Term Share/IRA Certificates - Penalty may be imposed for early withdrawal.
*** Special Term Share/IRA Certificates - Penalty may be imposed for early withdrawal. Renews for 24 months at maturity. Limited time offer.
**** Variable Rate Account - Dividend rates are subject to change; A fee of $10 will be charged for each draft in excess of six per statement period.
***** IRA Accounts - State and Federal penalties may be assessed for early withdrawals.

Fees may reduce earnings. Rates subject to change without notice.