Student Loan Consolidation


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Put all your Student Loans together into One Consolidation Loan and SAVE.

You can consolidate your existing student loans into one loan with one monthly payment and a fixed interest rate for the life of the loan. When you choose CoVantage Credit Union as your lender, your Consolidation Loan will be processed, guaranteed, and serviced by our student loan guarantor: Great Lakes Educational Loan Services, Inc.

By consolidating your educational loan debt, you benefit by the lower rate, as well as making money management easier by providing you a choice of four flexible repayment schedule options with no prepayment penalties.

Call Center: 715-627-4336 or
toll-free 1-800-398-2667

Please email us with questions or comments.

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Applying is easy. You complete the application, and CoVantage Credit Union does the rest.

CoVantage Credit Union will pay the $41 application fee . You can also save .25% off your loan interest by setting up automatic loan payments!

To qualify, you must be either in your grace period or in repayment for each eligible loan included in the consolidation. Only Title IV loans (Stafford, PLUS, Perkins, as well as others) may be consolidated.

Contact any of our offices to find out how to get started on your Federal Consolidation Loan. For a Consolidation Loan Application and Promissory Note, click here.

Tips on filling out the Consolidation Loan Application forms provided online by CoVantage Credit Union:

You may want to print out all eight pages first before filling out the application because the step by step instruction are at the end of the document.
CoVantage Credit Union's Lender Code for Consolidation Loans is 873619.
Use the [Tab] key to move to each field.
Be sure to complete all the information then print out the completed form to send to: CoVantage Credit Union, ATTN: Gretchen Gilbertson, PO Box 107, Antigo, WI 54409.
An original signature and date will be required.