Mortgage Application

When you're ready to purchase a home or refinance your current mortgage through CoVantage Credit Union, we're here to make the process go as quickly and smoothly as possible.

Mortgage and Home Equity Application

Choose a location and lender to apply. Save your progress and return to check on the status of an existing loan application at any time.

Michele BrettingenMichele Brettingen
NMLS #478294
715-627-4336, ext. 2250
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Michele has been with CoVantage Credit Union since 1997, working in the mortgage industry since 2007. She has extensive knowledge of mortgage products including WHEDA, USDA, Fannie Mae and in-house products. She is always willing to “think outside of the box” to find ways to consolidate debts, lower your mortgage interest rates, and lower your monthly payments to fit your individual needs.   ​​

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Pam JansenPam Jansen
NMLS #508098
715-627-4336, ext. 3402
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Pam has been at CoVantage Credit Union and as a Mortgage Loan Originator since 2015 and has worked in a financial institution since 1992, and has worked in mortgage since 2008. She specializes in conventional mortgages for both purchases and refinances. She is knowledgeable in low down payment programs, especially the WHEDA program for purchases. Pam is active in the Elcho and Pelican Lake Communities.  ​

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Angela RetzlaffAngela Retzlaff
NMLS #1169219
715-478-5100, ext. 4225
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Angela has been with CoVantage since 2002, becoming a Mortgage Loan Originator in 2014. She believes in the ability for everyone to be homeowners and prides herself on the ablity to utilize grant programs. Angela uses every program in her toolkit to assist members. She is a member of the Northwood’s Association of Realtors and volunteers for fundraising events for the Laona Fire Department.

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Sarah Porsche
NMLS #1783196
920-720-2572, ext. 5339
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Sarah has been a mortgage lender since 2018, and is a recent addition to CoVantage Credit Union with its merge with CentralAlliance Credit Union. With her background in both the Real Estate and Title Insurance industries, she understands that building, purchasing or refinancing your home can be a stressful time.  Her dedication and exceptional customer service will help you to enjoy an easy transaction weather you are purchasing your 1st home, building your dream home or simply wanting to consolidate debt.

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Chad Skinner
NMLS #478337
906-875-6686, ext. 5103
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Chad has delivered excellent member service at CoVantage since 2001, focusing his attention on developing mortgage solutions to fit members needs since 2005. He has assisted families with affordable home financing and he knows from years of experience that you want someone to make the process easy and stress-free. His goal is to share his knowledge and expertise, whether you are buying, building, or refinancing. 

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Heather VokralHeather Vokral
NMLS # 11​80215
906-863-3854, ext. 5223
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Heather has been a mortgage lender since 2014, with financial experience since 2008. She joined CoVantage in 2018 and can help with all types of mortgage needs including purchase, refinance, construction, home improvement, and debt consolidation. Heather has a passion for helping others and financial literacy which is reflected in the way she strives to make the mortgage easy, while educating members along the way.

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Gail KockGail Kock
NMLS #1169218
715-369-3330, ext. 3303
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Gail has worked for CoVantage since 2010 and has worked in finance since 1997. She became a Mortgage Loan Originator in 2014. Gail enjoys working with members to achieve their dream of home ownership and loves the fact that CoVantage offers so many programs for purchases and refinances. Her way of putting herself into the members shoes and her compassion for members has delivered high service levels.

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Holly Jahn Holly Jahn
NMLS #902553​​
715-842-8469, ext. 4414
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Holly has worked for CoVantage Credit Union since 2014 and as a Mortgage Loan Originator since 2016. She has worked in finance since 2001. Holly specializes in all products and services that CoVantage Credit Union has to offer for purchases, refinances and construction loans. She is active in the Wausau and Antigo communities.

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Ann KalliesAnn Kallies
NMLS #637203
715-524-8200, ext. 3269
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Ann has been at CoVantage Credit Union since 2018 and has been in the financial services industry since 1990. She started in mortgage lending in 2004 and specializes in utilizing down payment resources for members trying to purchase a home. She also prides herself on giving excellent member service for refinances, purchases and construction lending. Ann is ready to assist anyone with their the home loan needs.

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Jessica KosnickiJessica Kosnicki
NMLS #1606458
715-524-8200, ext. 3238
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Jessica has been at CoVantage Credit Union since 2016 and as a Mortgage Loan Originator since 2018. She was born and raised in the Shawano Area and has a passion for helping members achieve their financial goals. She is an active member of saYPro (Shawano Area Young Professionals Organization) and will help you achieve your Home Ownership Dreams, whether purchasing, refinancing or building a home. 

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Ashley MutterAshley Mutter
NMLS #1265803
715-344-2110, ext. 3228
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Ashley has been at CoVantage Credit Union since 2014 and as a Mortgage Loan Originator since 2017. She worked in the financial industry since 2004. Ashley handles any type of mortgage transaction; however, she specializes in consolidation loans and educating members on trying to remain financially strong.

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Song KhangSong Khang
NMLS #1468583​
715-845-4351, ext. 4648
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Song has been at CoVantage Credit Union since 2018 and has been in the financial services industry since 2005. She started in mortgage lending in 2016 and prides herself on giving excellent member service whether you are purchasing your first home, building, or refinancing. Song is actively involved in the Hmong American Center in the Wausau communities.

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Chris StowellChris Stowell
NMLS #195961
715-359-3994, ext. 4806
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Chris started at CoVantage in 2012 as Mortgage Loan Originator. She has been a licensed Mortgage Loan Officer since 2009 and has been in the consumer and mortgage lending field for over 20 years. Chris utilizes products and services to fit member’s needs for purchases, refinances, and construction loans. Chris is involved with the local community and gives back to it by participating in Junior Achievement.

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