Mortgage Application

When you're ready to purchase a home or refinance your current mortgage through CoVantage Credit Union, we're here to make the process go as quickly and smoothly as possible.

Mortgage and Home Equity Application

Choose a location and lender to apply. Save your progress and return to check on the status of an existing loan application at any time.

APPLY NOW

Michele Brettingen has been with CoVantage Credit Union since 1997, working in the mortgage industry since 2007. Michele has extensive knowledge of all mortgage products including WHEDA, USDA, Fannie Mae and in-house products. She is always willing to “think outside of the box” to find ways to consolidate debts, lower your mortgage interest rates, and lower your monthly payments to fit your individual needs. NMLS #478294  ​​

 

APPLY NOW

Pam Jansen has been at CoVantage Credit Union and as a Mortgage Loan Originator since 2015 and has worked in a financial institution since 1992, and has worked in mortgage since 2008. She specializes in conventional mortgages for both purchases and refinances. She is knowledgeable in low down payment programs, especially the WHEDA program for purchases. Pam is active in the Elcho and Pelican Lake Communities. NMLS#508098  ​

Apply Now

Angela Retzlaff has been with CoVantage Credit Union since 2002 and has worked as a Mortgage Loan Originator since 2014. She believes in the ability for everyone to be homeowners and will continue to work with members on credit approval and making the transaction as smooth and easy as possible. She prides herself with being able to utilize grant programs to assist on her purchase transactions and she uses every program in her toolkit. She is an active member of the Northwood’s Association of Realtors and a volunteer for fundraising events for the Laona Fire Department. NMLS #1169219 

APPLY NOW

Sarah Porsche has been a mortgage lender since 2018, and is a recent addition to CoVantage Credit Union with its merge with CentralAlliance Credit Union. With her background in both the Real Estate and Title Insurance industries, she understands that building, purchasing or refinancing your home can be a stressful time.  Her dedication and exceptional customer service will help you to enjoy an easy transaction weather you are purchasing your 1st home, building your dream home or simply wanting to consolidate debt. NMLS #1783196

APPLY NOW

Chad Skinner has been delivering excellent member service with CoVantage Credit Union since 2001 and has been focusing his attention on developing mortgage solutions that best fit members needs since 2005. He has assisted hundreds of families with affordable home financing in Michigan and Wisconsin and he knows from years of experience that you want someone to help you make the process as easy and stress-free as possible. His goal is to share his knowledge and expertise with you while working together toward reaching your goal whether it is buying a home, building your dream home or refinancing. He looks forward to providing exceptional service and professionalism to guide you through the process. NMLS #478337

APPLY NOW

Heather Vokral has been a mortgage lender since 2014, with experience in the financial industry since 2008. She joined the CoVantage team in 2018 and is ready to help with all types of mortgage needs including purchase, refinance, construction, home improvement and debt consolidation. Heather has a passion for helping others and financial literacy which is reflected in the way she strives to make the mortgage process as easy as possible while educating members along the way. NMLS # 11​80215

APPLY NOW

Gail Kock has worked for CoVantage Credit Union since 2010 and has worked in finance since 1997. She became a Mortgage Loan Originator in 2014. Gail enjoys working with the members to achieve their dream of home ownership and loves the fact that CoVantage offers so many programs for purchases and refinances. Her way of putting herself into the members shoes and her compassion for members has delivered high service levels. NMLS #1169218 ​

APPLY NOW

Holly Jahn has worked for CoVantage Credit Union since 2014 and as a Mortgage Loan Originator since 2016. She has worked in finance since 2001. Holly specializes in all products and services that CoVantage Credit Union has to offer for purchases, refinances and construction loans. She is active in the Wausau and Antigo communities. NMLS #902553​​

APPLY NOW

Ann Kallies has been at CoVantage Credit Union since 2018 and has been in the financial services industry since 1990. She started in mortgage lending in 2004 and specializes in utilizing down payment resources for members trying to purchase a home. She also prides herself on giving excellent member service for refinances, purchases and construction lending. Ann is ready to assist anyone with their the home loan needs. NMLS #637203 

 

APPLY NOW

Jessica Kosnicki has been at CoVantage Credit Union since 2016 and as a Mortgage Loan Originator since 2018. She was born and raised in the Shawano Area and has a passion for helping members achieve their financial goals. She is an active member of saYPro (Shawano Area Young Professionals Organization) and will help you achieve your Home Ownership Dreams, whether purchasing, refinancing or building a home. NMLS #1606458 

APPLY NOW

Ashley Mutter has been at CoVantage Credit Union since 2014 and as a Mortgage Loan Originator since 2017. She worked in the financial industry since 2004. Ashley handles any type of mortgage transaction; however, she specializes in consolidation loans and educating members on trying to remain financially strong. NMLS #1265803  ​​

APPLY NOW

Song Khang has been at CoVantage Credit Union since 2018 and has been in the financial services industry since 2005. She started in mortgage lending in 2016 and prides herself on giving excellent member service whether you are purchasing your first home, building or refinancing. Song is actively involved in the Hmong American Center in the Wausau communities. NMLS #1468583   ​

APPLY NOW

Chris Stowell started at CoVantage Credit Union in 2012 as Mortgage Loan Originator and has been a licensed Mortgage Loan Officer since 2009 and has been in the consumer and mortgage lending field for over 20 years of her career. She utilizes products and services to fit member’s needs for purchases, refinances and construction loans and loves working with CoVantage’s in-house programs. Chris is actively involved with the local community and gives back to it by participating in Junior Achievement. NMLS #195961

Next Steps