savings products for every need 
Helping you save

​Savings Products

Membership Share Savings Account

A $10 deposit in a regular share (savings) account is all that is required to establish your ownership share in the Credit Union. Dividends are compounded daily and credited quarterly.


Miscellaneous Share Savings Account

Additional share (savings) accounts are available. You may have multiple share accounts to separate funds for different purposes.

Term Share Certificate

Certificates offer higher returns for your investment. Your rate at the time of investment is locked in for the term of the certificate. Terms range from 3 months to 5 years. Dividends are compounded and paid quarterly. Penalty for early withdrawal.

Individual Retirement Account

Save for your retirement in an open deposit account or term share certificate and enjoy tax-deferred earnings. We offer Traditional, Roth, or Education IRAs as an:
  • Open Deposit Account – $10.00 minimum deposit. Dividend compounded monthly and is paid on the daily balance, or
  • Term Share Certificate – $1,000 minimum deposit. See details above.


Money Market Account

Our Money Market Account is a tiered rate account that offers liquidity with the potential to earn a higher dividend rate than other types of savings accounts offered. Dividends are computed on a daily balance and credited to the account monthly.

Christmas Club

Save for holiday shopping and receive your payout the first week in November. Make cash deposits, transfer funds from other accounts using MyCoVantage or TEX, or use direct deposit for effortless deposits.

Funeral Trust

Funeral Trust, Casket Trust and Vault Trust each have a $10 minimum deposit. Dividends are computed on a daily balance and credited to account quarterly. These accounts are established at funeral homes.
Deposits are insured up to $250,000 by the National Credit Union Association (NCUA).