Keeping your account positive
Kwik Cash (Overdraft Protection) Loan
Kwik Cash is an automatic line of credit linked to your checking account for overdraft protection.
Transfers will be made for the exact amount needed to cover checks that would otherwise be returned NSF.
You can also take a loan advance from your Kwik Cash. This can be done as a loan transfer into your checking using CoVantage Online or by writing a check.
- Because it’s a loan, Kwik Cash requires a one-time loan officer approval.
- There is no charge to have Kwik Cash. You’re only charged interest when you have a balance outstanding.
- Your payment is $5.00 or 3% of your loan balance per month, whichever is greater.