kwik cash 
Keeping your account positive

Kwik Cash (Overdraft Protection) Loan

Kwik Cash is an automatic line of credit linked to your checking account for overdraft protection.

Transfers will be made for the exact amount needed to cover checks that would otherwise be returned NSF.

You can also take a loan advance from your Kwik Cash. This can be done as a loan transfer into your checking using MyCoVantage or by writing a check.


Additional Details

  • Because it’s a loan, Kwik Cash requires a one-time loan officer approval.
  • There is no charge to have Kwik Cash. You’re only charged interest when you have a balance outstanding.
  • Your payment is $5.00 or 3% of your loan balance per month, whichever is greater.