Complete our online mortgage application or call 715-627-4336, ext. 1130.
We offer financing for a new home purchase, new construction, or to refinance your current mortgage.
No prepayment penalties or application fee.
Serviced locally. Payments can be made in person at our office, using MyCoVantage, or by using automatic payment transfers, or payroll deduction. Plus, you can talk to a CoVantage loan officer at any time if you have questions.
Home Financing Guide [PDF] to learn more!
Mortgage Lending Policy (for MI members) [PDF]
• The rate is fixed for the initial term period, then the rate is adjusted annually each year after, up to 30 year amortization.
• Guaranteed not to increase more than 6% over the life of the loan.
5 year, 10 year, 12 year, 15 year, and 20 year fixed rate mortgage loans available.
Make weekly or biweekly payments and pay your loan off sooner. It will also reduce the amount of interest paid because you end up making extra payments throughout the term of the loan.
Loan Interest Rebate.
Secondary Market Mortgages
- 15 year, 20 year, and 30 year fixed rate mortgage loans available.
Other Loan Programs Available at CoVantage
Rural Development is a 30-year fixed rate loan that is offered through the United States Department of Agriculture. Rural Development loans are serviced at CoVantage, but are not credit union in-house loans. Therefore, they are considered secondary market loans as mentioned above. With Rural Development loans, borrowers have the opportunity for financing up to 102% loan-to-value (LTV). There may be county income limit requirements, and restrictions as to where the property can be located in order for a borrower to qualify for this program.