personal loans 
Loans to cover any expense

Personal Loans 

We offer personal loans with low rates to cover any expense you may have.

Share Secured Loan

  • Borrow up to the balance in your savings. 
  • Interest rate is 2% over what your savings account or certificate currently earns.
  • Continue to earn dividends on the full amount in your account.


Unsecured Loan

  • Up to 36 months 
  • Affordable rates
  • Fast turnaround


Lifeline Loan

  • Borrow up to $500 to make ends meet
  • Pay back automatically from your next direct deposit
  • Renews after each payoff


Credit Builder Loan

  • Proceeds are deposited in a savings account at CoVantage.
  • Interest rate is 2% over the rate being paid on the savings account.
  • At the end of the period, you have a savings account, which could be used for any purpose.
  • Develops a positive credit history, which will aid in future borrowings.