never a transaction fee 
 With fee-free transactions

​Free Visa Debit/ATM Check Card

​Apply Today!

Apply for a check card through MyCoVantage today!

Or print and return this application [PDF] to your local branch.     

Pay for purchases

  • Present your check card as payment, sign a sales slip, and each purchase is automatically deducted from your checking account.

  • Every transaction will be detailed on your monthly statement.

  • There is never a transaction fee.

  • You don’t need to enter your PIN (Personal Identification Number). Choose "credit" at the checkout to ensure you're accessing the Visa network.

  • To receive cash back when making a purchase, you must enter your PIN. In this case, choose "debit" and the transaction is processed through the PULSE network.


Withdraw cash at any ATM

  • Use your check card to get cash from your CoVantage checking or savings account without being assessed a fee by CoVantage. (Note: Unless you are using an Alliance One or CO-OP network ATM or a CoVantage-owned ATM, surcharge fees assessed by the owner of an ATM may apply.)

  • Enjoy surcharge-free ATM withdrawals at over 30,000 ATMs that are part of the nationwide Alliance One or CO-OP Networks. To find one near you, click here.


Enhanced Security

  • To stop fraudulent activity on your card, our Customer Communication Service will send messages, via email, text, or voice when suspicious activity occurs.
  • You can freeze your card at any time using the ATM/Debit Card Manager.


You must activate your new card in order to use it.

Please activate it by:

  • Performing a pin transaction at any ATM or merchant location

  • Calling 715-627-4336 during business hours

  • Logging into MyCoVantage and using the ATM/Debit Card Manager.

Related Pages

  • ATM Locator



Important Numbers

Lost or Stolen Credit Card, Check Card, Load n'Go, or HSA Card:

  • During Business Hours

  • After Hours

For 24 hour support unlocking your account or if your Card is declined:

  • During Business Hours
  • After Hours (declined card only)


Further Info


Disputed Transaction Form [PDF]

Affidavit of Fraud [PDF]