never a transaction fee 
 With fee-free transactions

​Free Visa Debit/ATM Card


Pay for purchases

  • Present your debit card as payment, sign a sales slip, and each purchase is automatically deducted from your checking account.

  • Every transaction will be detailed on your monthly statement or can be viewed in MyCoVantage online and mobile banking.

  • There is never a transaction fee.

  • You don’t need to enter your PIN (Personal Identification Number). Choose "credit" at the checkout to ensure you're accessing the Visa network. However, if you want cash back when making a purchase, you must enter your PIN. In this case, choose "debit."


Withdraw cash at any ATM

  • Use your card to get cash from your CoVantage checking or savings account without being assessed a fee by CoVantage. (Note: Unless you are using an Alliance One or CO-OP network ATM or a CoVantage-owned ATM, surcharge fees assessed by the owner of an ATM may apply.)

  • Enjoy surcharge-free ATM withdrawals at over 30,000 ATMs that are part of the nationwide Alliance One or CO-OP Networks. To find one near you, click here.


Enhanced Security

  • To stop fraudulent activity on your card, you will be sent messages, via email, text, or voice when suspicious activity occurs.
  • You can freeze your card at any time using the MyCoVantage online and mobile banking Card Manager.


You must activate your new card in order to use it.

Please activate it by:

  • Performing a PIN transaction at any ATM or merchant location

  • Calling 715-627-4336, option 4 during business hours

  • Logging into MyCoVantage and using the Card Manager.

Use your CoVantage ATM/debit card and each purchase will be automatically deducted from your account!


Related Pages

  • ATM Locator


Important Numbers

Lost or Stolen Credit Card, Check Card, Load n'Go, or HSA Card:

  • During Business Hours

  • After Hours

For 24 hour support unlocking your account or if your Card is declined:

  • During Business Hours
  • After Hours (declined card only)


Further Info


ATM/Debit Card Order Form [PDF]

Disputed Transaction Form [PDF]

Affidavit of Fraud [PDF]