great alternative to checking 
Great alternative to checking

​Load n'Go Card

Benefits of using our pre-paid, reloadable card

  • Unlike traditional debit/ATM check cards, a Load n’Go Card is not linked to a checking account.

  • By making a deposit to a Load n’Go account at CoVantage, your money is immediately available to use.

  • Easy access to electronic deposits such as tax refunds, government benefits, or direct deposit of payroll funds.

  • No transaction, set-up, or reload fees.* Only a $2.00 per month maintenance fee.

  • Transactions will be detailed on your monthly statement or can be viewed using MyCoVantage online banking and mobile app.


Pay for purchases anywhere Visa is accepted

  • Present your Load n’Go card as “credit” payment, sign a sales slip, and each purchase is automatically deducted from your card account balance.

  • Use the card to pay at restaurants, retailers, hotels, service stations and more (cannot be used for “pay at the pump” transactions.) Also ideal for online purchases.

  • Unlike a credit card, Load n’Go purchases do not go toward a line of credit, so there’s no monthly bill and no money to repay.


    Withdraw cash at any ATM

    • Use your Load n’Go at an ATM where the PULSE, Cirrus or Visa/PLUS logo is displayed. Just enter your PIN and select “checking.”

    • Enjoy surcharge-free ATM withdrawals at over 30,000 ATMs that are part of the nationwide Alliance One or CO-OP Networks. To find one near you, use our ATM Locator.


    Teller Transactions.

    • Like any other account, you can make deposits into or withdrawals from your Load n’Go Card account with a teller (lobby or drive-up) at any of our locations. Just make sure to have your card or your CoVantage Member ID card along for identification.

    Our Load n'Go card is the perfect solution for those who don't want to keep track of a checking account, because there's no account to balance and no checks that could bounce.


    Related Pages


    ​*Overdraft fees may apply.