great alternative to checking 
Great alternative to checking

Load n'Go CardMyCoVantage-blue-circle.png

The perfect solution for those who don't want to keep track of a checking account, because there is no account to balance and not checks that could bounce.


Benefits of using our pre-paid, reloadable card

  • Unlike a traditional debit/ATM card, a Load n’Go Card is not linked to a checking account.

  • By making a deposit to a Load n’Go account at CoVantage, your money is immediately available to use.

  • Easy access to electronic deposits such as tax refunds, government benefits, or direct deposit of payroll funds.

  • No transaction, set-up, or reload fees.* Only a $2.00 per month maintenance fee.

  • Transactions will be detailed on your monthly statement or can be viewed using MyCoVantage online banking and mobile app.


Pay for purchases anywhere Visa is accepted

  • Present your Load n’Go card as “credit” payment, sign a sales slip, and each purchase is automatically deducted from your card account balance.

  • Use the card to pay at restaurants, retailers, hotels, service stations and more (cannot be used for “pay at the pump” transactions.) Also ideal for online purchases.

  • Unlike a credit card, Load n’Go purchases do not go toward a line of credit, so there’s no monthly bill.


    Withdraw cash at any ATM

    • Use your Load n’Go at an ATM. Just enter your PIN and select “checking.”

    • Enjoy surcharge-free ATM withdrawals at over 30,000 ATMs that are part of the nationwide Alliance One or CO-OP Networks. To find one near you, use our ATM Locator.


    Teller Transactions.

    • Like any other account, you can make deposits into or withdrawals from your Load n’Go account with a teller at any of our locations. Just present your card or your CoVantage Member ID for identification.

    ​*Overdraft fees may apply.