12-Year Fixed Rate Mortgage Special

Consolidate debt | Refinance current mortgage | Make home improvements

4.75% Rate | 4.898% APR

Explore Your Mortgage Options — Connect with a Lender Today!

Whether you're ready to apply or just exploring your options, our experienced lenders are here to help you every step of the way. Let’s talk about how the 12-Year Fixed Rate Mortgage Special can fit your financial goals—schedule a time that works for you or find a nearby location to get started. We’ll walk you through the process, answer your questions, and help you feel confident in your decision. It’s a simple step that could lead to big savings and long-term peace of mind.

Lower your monthly payment
Pay off high-interest credit cards
Eligible for Loan Interest Rebate
Loans services locally

Rate/Annual Percentage Rate (APR) is based on 80% LTV. If an escrow account is required or requested, the actual monthly payment will also include amounts of real estate taxes and homeowner’s insurance premiums. Rate/APR is based on a credit score of 760 and higher and applies only to primary residences. Only eligible borrowers who meet CoVantage credit requirements may qualify for financing. Monthly payment per thousand is $9.12. Special rate is effective 10/1/2025 - 11/30/2025 and is subject to change. NMLS#412987