Visa® Credit Cards
Low interest rates and great security safeguards. CoVantage Credit Union's Visa® credit cards have all the features necessary to be the best credit card in your wallet.
The best way to shop? With a credit card that fits your life.
Planning to do some shopping? You'll want to take along a CoVantage Credit Union Visa Credit Card. With options to fit the way you spend and save money, our low interest rate credit cards mean you can shop more or carry a balance. Apply online with ease today.
Make payments using MyCoVantage digital banking and mobile app, automatic payment transfers, in-person at one of our Wisconsin, Michigan, or Illinois locations, or by mail.
Use MyCoVantage Digital Banking for activating, freezing or travel notifications. If a card is misplaced or lost, freezing the card will help protect from fraudulent activity.
Credit Card interest paid is eligible for CoVantage Credit Union’s competitive loan interest rebate program.
Compare CoVantage credit card options side-by-side
| Compare | Great Rate Visa Credit Card | Cash Back Visa Credit Card |
|---|---|---|
| Current APR* as low as | 11.490% APR | 16.240% APR |
| Get a low rate, plus | N/A | Earn cash back on all purchases |
| Annual fee | No | No |
| Balance transfer and cash advance fee | $2.00 | $2.00 |
| Foreign transaction fee | No | No |
| EMV Chip enabled for maximum anti-fraud security | Yes | Yes |
| Eligible for loan interest rebate program | Yes | Yes |
| MyCoVantage digital banking and mobile app | Yes | Yes |
| Online application | Yes | Yes |
Great Rate Visa® Credit Card
Best-in-class low interest rate, no annual fees, convenient online tools, and great security safeguards. The CoVantage Credit Union Great Rate Visa® Credit Card fits the way you spend and save. Make payments, activate or freeze your card, or set up travel notifications using MyCoVantage Digital Banking.
Cash Back Visa® Credit Card
The CoVantage Credit Union Cash Back Visa® Credit Card offers a generous cash back rewards program, low interest rates, and strong security. Earn 2% cash back on gas and groceries*, and 1% on other purchases. Redeem rewards as a statement credit, electronic deposit, or gift cards. All cardholders are automatically enrolled in the ScoreCard® Cash Back program.
Business Rewards Visa® Credit Card
The CoVantage Business Rewards Visa® Credit Card has a low interest rate, no annual fee, and a perk-filled rewards program, that gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly. Receive 1 point for every dollar charged to your credit card.
Member Patronage Payments
Each year, our Board of Directors decides how much to set aside to cover deposit dividends, operating costs, and other needs, including investments in technology, so that CoVantage stays relevant and has the growth needed to stay financially strong. Extra revenues are then returned to our member-owners in the form of Patronage, which we've been making since 1980.
Additional Resources
7 Ways to Master Your Living Expenses
- February 26, 2024
- Lindsey Mueller, Community Outreach Officer
6 Reasons to Clean Up Your Credit Report
- February 16, 2024
- Lindsey Mueller, Community Outreach Officer
The 10 Budgeting Basics
- February 16, 2024
- Lindsey Mueller, Community Outreach Officer