Accounts
Certificates
It's the savings tool you can tailor to your needs. Choose how much money to invest, and for how long. When that time comes, you're sure to have a good deal more than you started with.
Invest a little bit of time. Get a lot more money.
Just a few minutes of future planning can really help your finances. By shifting some savings into CoVantage Credit Union’s Certificates Account, you'll earn more money than you would with a traditional savings account. With a range of investment options, our Wisconsin, Michigan, and Illinois members can choose a term that helps them pay for college tuition next semester, for a new family room next year, or for retirement costs somewhere far down the line.
Higher rates than most savings accounts
Terms range from 3 months to 5 years
Dividends compounded and paid quarterly
- Renew certificates, track investment growth, and more with MyCoVantage digital banking and mobile app tools.
- Dividend penalty for early withdrawal. You'll never lose any of your initial investment.
- If you're a current CoVantage Credit Union member, open this account through digital banking or the mobile app using your existing checking or savings account number.
Share Certificate Rates
| Rate | Term | APY | Minimum Deposit |
|---|---|---|---|
| 4.184% | 21 Month | 4.250% | 1000.00 |
| 3.820% | 60 Month | 3.880% | 1000.00 |
| 3.698% | 12 Month | 3.750% | 1000.00 |
| 3.698% | 24 Month | 3.750% | 1000.00 |
| 3.698% | 36 Month | 3.750% | 1000.00 |
| 3.698% | 48 Month | 3.750% | 1000.00 |
| 0.996% | 3 Month | 1.000% | 5000.00 |
| 0.996% | 6 Month | 1.000% | 5000.00 |
Additional Resources
Keep Your Money Safe in 6 Easy Steps
- February 16, 2024
- Lindsey Mueller, Community Outreach Officer
The 10 Budgeting Basics
- February 16, 2024
- Lindsey Mueller, Community Outreach Officer
