Disclosures
Transparency is at the heart of every good relationship.
View documents and disclosures for your CoVantage accounts
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read the notice carefully to understand what we do. You may view and download CoVantage's privacy notice, or call us and we will mail you a copy of it. The notice is accurate as of November 2010 and has not changed.
Mobile Carrier Information Disclosure
You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to CoVantage Credit Union or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data.
This disclosure describes your ability to withdraw funds at CoVantage Credit Union. It only applies to the availability of funds in transaction accounts. The credit union reserves the right to delay the availability of funds deposited to accounts that are not transaction accounts for periods longer than those disclosed in this policy
This Electronic Fund Transfers Agreement and Disclosure is the contract which covers your and our rights and responsibilities concerning the electronic fund transfers (EFT) services offered to you by CoVantage Credit Union.
The rates, fees and terms applicable to your account at the Credit Union are provided with this Truth-in-Savings Disclosure
The service fee schedule may be accessed against your account and the following transaction limitations, if any, apply to your account.
Consumer Account Disclosures
- Membership and Account Agreement
- Membership and Account Agreement - Spanish
- Billing Rights
- Billing Rights - Spanish
- Credit Card Consumer Agreement
- Credit Card Application and Solicitation Disclosure
- Reconciliation Disclosure
- CoVantage Credit Union Consent to MyCoVantage Terms and Conditions, Bill Pay Disclosures, and Electronic Communications: Consumer Accounts
- MyCoVantage Account Information
- Arbitration and Class Action Waiver Provision
- Arbitration and Class Action Waiver Provision - Spanish
- CoVantage SMS Texting Terms and Conditions
Business Account Disclosures
- Business Services and Disclosures
- MyCoVantage Business Disclosures
- MyCoVantage Business Account Information
- ACH Transfer Services through MyCoVantage Business
- Business Credit Card Application and Disclosure
- Business Kwik Cash Application and Disclosure
Equal Opportunity for All
In accordance with federal laws and U.S. Department of the Treasury policy, CoVantage Credit Union is prohibited from discriminating on the basis of race, color, national origin, sex, age, or disability. To file a complaint of discrimination, write to: U.S. Department of the Treasury, Director, Office of Civil Rights and Equal Employment Opportunity 1500 Pennsylvania Avenue, N.W., Washington, DC 20220; or send an email to: crcomplaints@treasury.gov
If you have any questions or would like to learn about your Title VI and Section 504 rights, please refer to the following link: Title VI and Section 504