Boat Loans

Cars and trucks. ATVs and RVs. Boats and snowmobiles. Whether you want to travel on dry land, over the water or through a foot of snow, our low-cost loans will help you get up and go.

Ready to hit the lake? We can fast-track your application.

Dealers in Wisconsin and Michigan offer an exciting inventory of new and used autos, boats, campers and pickups. But it's CoVantage that offers the best rates and terms on marine loans. With an easy application process and same-day approval in most cases, we can have you on the water -- in pretty much no time at all.

  • 100% financing available
  • Rates as low as  5.99 % APR
  • Terms from 24 to 180 months
  • No prepayment penalties or application fee
  • Financing with CoVantage is available at many watercraft dealers
  • Weekly and biweekly payment plans available that can speed up loan repayment and reduce interest charges
  • Refinance existing boat loans
  • View our competitive boat loan rates
  • Use our calculators to figure out your monthly boat loan payments
  • Boat loans are eligible for loan interest rebate

Titled Boat Rates

Annual Percentage Rate (APR) effective 07/17/2024 and subject to change. Please be aware that individual rates and terms may vary based on down payment, age of collateral, mileage, credit history, and credit score. See all rates.

Term APR As Low As Monthly Payment Per $1000
180 Month 10.24% $10.89
24 Month 5.99% $44.32
36 Month 5.99% $30.42
48 Month 5.99% $23.48
60 Month 5.99% $19.33
66 Month 6.24% $17.94
72 Month 6.99% $17.04
84 Month 8.64% $15.91
120 Month 9.24% $12.80

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