This 2024 winter edition of Dollars & Sense includes information about our 2024 Patronage payments, the 2025 Annual Meeting, our 12-year Fixed Rate Mortgage Special, a Giving Tuesday recap and more. "The credit union operates under a cooperative structure, where one member's deposits help fund the next member's loans. Because of this, the loyalty of those who borrow and those who save is key to CoVantage being the strong, successful organization we are today."