Consumer Disclosures

Transparency is at the heart of every good relationship.

These documents explain relevant personal account disclosures.

Privacy Opt Out Notice [PDF]

Membership and Account Agreement [PDF]

Arbitration and Class Action Waiver Provision [PDF]

Funds Availability Policy [PDF]

Electronic Funds Transfer Agreement & Disclosure [PDF]

Truth-in-Savings Disclosure [PDF]

Billing Rights [PDF]

Service Fee Schedule [PDF]

Credit Card Consumer Agreement [PDF]

Credit Card Application and Solicitation Disclosure [PDF]

Reconciliation Disclosure [PDF]

CoVantage Credit Union Consent to MyCoVantage Terms and Conditions, Bill Pay Disclosures, and Electronic Communications: Consumer Accounts [PDF]

MyCoVantage Account Information [PDF]

SMS Texting Terms and Conditions [PDF]


Mobile Carrier Information Disclosure
You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to CoVantage Credit Union or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See our Privacy Policy for how we treat your data. Note that the Policy excludes text messaging originator opt-in data and consent; this information will not be shared with any third parties.


Equal Opportunity for All

If you have any questions or would like to learn about your Title VI and Section 504 rights, please refer to the following link: Title VI and Section 504

Next Steps