Treasury Management Services
Managing cash flow shouldn’t slow your business down. Our Treasury Management Services give you tools to streamline payments, strengthen security, and create predictable, efficient financial operations, so you can stay focused on running your business.
Financial Services that Power Business Success
Running a business takes focus, agility, and the right financial tools behind you. CoVantage delivers full‑scale business banking solutions that help you manage cash flow, streamline operations, and keep your business moving forward. Whether you’re just getting started or scaling to the next level, our team is here with powerful Treasury Management services built for every size and stage.
Receive funds or make payments to your vendors
Protecting against payment fraud
Automatically transfer surplus balances from your business checking account to a deposit account or line of credit.
ACH Origination Services
Simplify payments and strengthen cash flow
CoVantage offers ACH Debit and Credit solutions that help businesses collect receivables faster, automate vendor payments, and streamline payrollall while reducing manual errors and fraud risk. With secure, efficient tools for managing incoming and outgoing funds, ACH Origination gives you greater control over your cash flow and more time to focus on growing your business.
Positive Pay
Protect your business from payment fraud
CoVantage offers Check and ACH Positive Pay services to help safeguard your accounts from unauthorized transactions. By matching issued payment details against incoming activity, Positive Pay flags discrepancies before they post—giving you control over what gets paid and what gets returned. It’s a proactive, secure way to reduce fraud risk and protect your bottom line.
Sweep Accounts
Improving your liquidity and operational efficiency.
Automatically transfer surplus balances from your business checking account to a deposit account or line of credit; helping you reduce interest costs, pay down debt, and maximize daily earnings. With customizable thresholds and automated transfers, you’ll maintain optimal liquidity without manual effort. It’s a smart way to improve operational efficiency and ensure funds are available when you need them.
Business Bill Pay
Simplify your business payments
Bill Pay makes it easy to manage expenses, track spending, and control payment permissions all from one secure online platform. Pay bills anytime, anywhere, and reduce paperwork with automated recordkeeping and customizable audit reports. With built-in controls and full visibility through MyCoVantage Commercial, you’ll streamline your payment process and stay on top of your financial operations
Commercial MyCoVantage
Manage your finances with powerful digital treasury tools
MyCoVantage Commercial platform gives you secure, centralized access to all your Treasury Management services from account oversight to payables and receivables processing. Customize user permissions, set transfer limits, and export financial data to your preferred accounting tools. It’s everything you need to manage your business finances efficiently, all in one place.
Commercial Wire Transfers
Move money fast—domestically or internationally
Wire Transfers make it easy to send and receive funds—domestically or internationally—with same‑day settlement options. Businesses can initiate one‑time or recurring wire transfers, track payments in real time, and set user permissions for added control. It’s a secure, efficient way to manage high‑value transactions and keep your business moving.
Let's Streamline Your Business Finances
Our Commercial Team is ready to help you choose the right Treasury Management services for your organization:
- Enhanced fraud protection
- Faster and more predictable cash flow
- Automation that reduces manual work
- Seamless integration with MyCoVantage Commerical online banking
With local experts who understand your business, we’ll help you build a financial system that works as hard as you do.
Call 800‑398‑2667 or connect with a Commercial Lender today.
Important information about procedures for opening a new account.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
*Checking account must maintain a minimum daily balance of $500.00 to earn a dividend.