ATV Loans

Whether you want to travel on dry land or through a foot of snow, our low-cost ATV and snowmobile loans will help you get up and go.

Ready to hit the trail? We can fast-track your loan application.

Dealers in Wisconsin, Michigan, and Illinois offer an exciting inventory of ATVs and snowmobiles. But it's CoVantage that offers the best rates and terms on ATV financing. With an easy application process and same-day approval in most cases, we can have you out on the trails -- in pretty much no time at all.

  • 100% financing available
  • Affordable rates as low as  8.94 % Rate
  • Terms from 24 to 72 months
  • No prepayment penalties or application fee
  • Financing with CoVantage is available at many powersport dealers
  • Weekly and biweekly payment plans available that can speed up loan repayment and reduce interest charges
  • Refinance existing vehicle loans
  • View our competitive recreational vehicle loan rates
  • Use our calculators to figure out your monthly loan payments
  • ATV loans are eligible for a loan interest rebate

Non-Titled Recreational Vehicle Rates

Snowmobiles, ATVs, campers, and boats under 16 feet long. Annual Percentage Rate (APR) effective 04/24/2024 and subject to change. Rates and monthly payments are based on financing 75% of value. Please be aware that individual rates and terms may vary based on down payment, age of collateral, mileage, credit history, and credit score. See all rates.

Term APR As Low As Monthly Payment Per $1000
24 Month 8.94% $45.66
36 Month 9.44% $32.00
48 Month 9.59% $25.17
60 Month 9.84% $21.17
72 Month 10.09% $18.57

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