Business Rewards Credit Card

Well-run businesses are fast and flexible. So is the CoVantage Business Rewards Visa® and Mastercard. It gives you the power to buy what you need, exactly when you need it, to keep your operation running smoothly.

It's the perfect tool for your management kit.

The CoVantage Business Rewards Visa® or Mastercard comes with a low interest rate and a perk-filled rewards program. Even better, it's versatile enough to handle any situation. Pay for major repairs that can't wait another day. Purchase inventory from the supplier who is offering a one-time-only deal. Or buy lunch for your hard-working crew. It's not just a credit card. It's a tool that keeps your business on track.

Business Rewards Credit Card

  • Only 7.99% APR*

  • All cardholders are automatically enrolled in ScoreCard® Rewards. Receive one point for every $1 charged to your credit card. As points accumulate, use them for merchandise, travel, fuel discounts, or cash in the form of a statement credit through the ScoreCard® Rewards website.

  • EMV Chip provides cutting-edge security

  • No annual fee.

  • Easy online application

  • Make payments using MyCoVantage Business online banking and mobile appTEX phone banking, automatic payment transfers, in-person, or by mail.

  • Credit card interest paid is eligible for CoVantage's loan interest rebate program.

  • Transfer balances from other credit cards by downloading the PDF or by using the Secure Form on your MyCoVantage online banking page.

  • Use MyCoVantage online banking page for activating, freezing or travel notifications. If a card is misplaced or lost, freezing the card will help protect from fraudulent activity.

Credit Card Disclosure Interest Rates and Interest Changes
ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES, CASH ADVANCES, AND BALANCE TRANSFERS 7.99%
This APR will vary with the market based on the Prime Rate.
HOW TO AVOID PAYING INTEREST ON PURCHASES Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
MINIMUM INTEREST CHARGE None
FOR CREDIT CARD TIPS FROM THE CONSUMER FINANCIAL PROTECTION BUREAU To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
FEES
Annual Fee None
Balance Transfer Fee $2.00
Cash Advance Fee $2.00
Foreign Transaction Fee None
Late Payment Fee Up to $10.00
Replacement Card Fee $5.00

Next Steps