Fee-Free Checking

Shake loose from fees that slow you down and connect to a checking account that lets you manage money the way you want.

Free of fees and full of perks

Everybody needs a good checking account, but we don't think anyone deserves the restrictions that come with so many accounts out there. Instead of offering multiple checking accounts with tiers, fees, and confusing packages, CoVantage Credit Union offers just one type of checking account for all eligible members in Wisconsin, Michigan and beyond - Fee-Free Checking. It's geared toward members who want more control over their checking while keeping costs low to pass along savings. Maintain any balance you wish, without penalty. Plus, you get the anytime access and convenience you expect from CoVantage Credit Union.

Savings & Checking Rates

Annual Percentage Yields (APY) effective 06/24/2021 and subject to change. APY (Annual Percentage Yield) refers to the interest paid on a dividend account over a year’s time. Unlike Rate, APY reflects interest paid on interest. This is why APY is higher than Rate.

Type Rate APY Minimum Deposit
Savings 0.250% 0.25% $10.00 Minimum. Dividend computed on daily balance and credited to account monthly.
Misc. Savings 0.250% 0.25% $10.00 Minimum. Dividend computed on daily balance and credited to account monthly.
Christmas Club 0.250% 0.25% $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. Account balance is paid out 10/31.
Checking 0.100% 0.10% Dividend credited to account monthly. Account must maintain a minimum daily balance of $500.00 to earn a dividend.
IRA Account 0.499% 0.50% $10.00 Minimum. Dividend computed on daily balance and credited to account monthly.
GO Savings 0.349% 0.35% $10.00 Minimum. Dividend computed on daily balance and credited to account monthly. Must enroll in e-Statements and have a debit card.
Funeral Account 0.499% 0.50% $10.00 Minimum. Dividend computed on daily balance and credited to account monthly.

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