Maximizing Your CoVantage Membership: Services, Perks, and Smart Strategies
- January 7, 2026
- CoVantage Credit Union
Maximizing Your CoVantage Membership: Services, Perks, and Smart Strategies
Joining CoVantage Credit Union isn’t just about opening an account—it’s about becoming part of a member-owned cooperative that prioritizes your financial well-being. Whether you’re new to CoVantage or a long-time member, here’s how to make the most of your membership.
Why CoVantage? A Member-First Approach
CoVantage operates on a simple mission: welcome all regardless of wealth, provide outstanding value and exceptional service, and remain financially strong. This philosophy translates into tangible benefits for members:
Core Services That Make a Difference
CoVantage offers a full suite of financial solutions designed to simplify your life and help you reach your goals:
Exclusive Member Benefits
Beyond everyday banking, CoVantage members enjoy perks that set this credit union apart:
Digital Advantage: Go Paperless
Enrolling in paperless statements via MyCoVantage isn’t just eco-friendly—it’s smart. You’ll get:
Tips to Maximize Your Membership
Here are practical strategies inspired by industry best practices and CoVantage’s offerings:
Ready to Take the Next Step?
If you’re not yet a member, eligibility is broad—covering residents of many Wisconsin, Michigan, and Illinois counties, plus family members of current members. A $10 deposit in a Savings Account or $10 donation to the CoVantage Cares Foundation secures your ownership share.
Joining CoVantage Credit Union isn’t just about opening an account—it’s about becoming part of a member-owned cooperative that prioritizes your financial well-being. Whether you’re new to CoVantage or a long-time member, here’s how to make the most of your membership.
CoVantage operates on a simple mission: welcome all regardless of wealth, provide outstanding value and exceptional service, and remain financially strong. This philosophy translates into tangible benefits for members:
- Market-leading deposit rates and competitive loan rates.
- No monthly service charges and no overdraft or NSF fees on checking accounts.
- Patronage Rewards Program, which returned over $7.5 million to members in 2025 alone, continuing a 45-year tradition of rewarding member-owners.
CoVantage offers a full suite of financial solutions designed to simplify your life and help you reach your goals:
- Flexible Auto Loans & Mortgage Options – Including first-time homebuyer programs and streamlined approvals.
- Robust Digital Banking – MyCoVantage provides mobile check deposit, bill pay, transfers, and enhanced card management tools.
- Business and Commercial Services – Members who own businesses can access tailored financial products such as loans, deposit accounts, and Visa Business Rewards Cards that offer flexibility and rewards to support growth.
- Retirement & Investment Planning – Expert guidance through CoVantage Retirement & Investment Services.
Beyond everyday banking, CoVantage members enjoy perks that set this credit union apart:
- No Overdraft Fees – Unlike many banks, CoVantage does not charge overdraft fees on checking accounts, helping members avoid unnecessary costs.
- Mission-Driven Service and Community Impact – CoVantage supports members with financial education and fraud protection, invests in local communities and charitable causes, and consistently achieves a Net Promoter Score of 85–87, well above industry benchmarks for member satisfaction.
- Extended Service Hours – Drive-up service starting at 7:30 a.m. and Saturday lobby hours at most locations.
Enrolling in paperless statements via MyCoVantage isn’t just eco-friendly—it’s smart. You’ll get:
- Immediate access to past and current statements.
- Secure, convenient document delivery.
- Cost savings for the credit union, which helps keep fees low for everyone.
Here are practical strategies inspired by industry best practices and CoVantage’s offerings:
- Leverage Member-Exclusive Rates
Always check CoVantage before applying for loans elsewhere—small rate differences can save you hundreds over time. - Use All Account Options
Add sub-accounts under your primary member number for specific savings goals and automate transfers to stay on track. - Tap Into Free Services
Many services—like online bill pay and notary—are free for members. Ask your branch for a “What’s Free” rundown. - Engage with Financial Education
CoVantage offers tools and resources to help you budget, build credit, and plan for the future. - Stay Connected
Follow CoVantage on social media and check the website for community events, scholarships, and special promotions.
If you’re not yet a member, eligibility is broad—covering residents of many Wisconsin, Michigan, and Illinois counties, plus family members of current members. A $10 deposit in a Savings Account or $10 donation to the CoVantage Cares Foundation secures your ownership share.