MyCoVantage Digital Banking and Mobile App

On your PC or laptop, click on the word “SIGN UP” in the blue bar and follow instructions to create login information and make security selections. For your mobile device, Download the MyCoVantage app to your smartphone or mobile device for any app store. The same User ID and password is used for both digital and mobile banking. 

You may see additional account verification questions when logging into MyCoVantage for a variety of reasons. If you are logging in from an unknown device or on an unknown network, you may see this additional challenge. This is to prevent fraudulent activity on your accounts. You may also see verification questions if you have enrolled your account to be challenged on every login through Enhanced Security.

To link accounts your accounts to view them inside digital banking, fill out a form in your local branch or by using the Secure Form "Request to Link Accounts" in MyCoVantage.

• All names on all accounts of persons who can move money must match
• You'll need to know the account numbers
• Allow for one business day for processing

A Member-to-Member transfer allows CoVantage members to instantly send money to another member. Simply enter in their base account number, last name, and the amount you want to send! You can even add a note to indicate what the transfer is for. At this time, you are not able to set up recurring Member-to-Member transfers.

Payments can be made more frequently on personal loans, vehicle loans, or credit cards. Mortgage payments are only accepted monthly.

CoVantage will mail a packet with loan information to every borrower, so watch your mailbox! If you provided an email address at the dealership, you will also receive an email with that information approximately one week after the loan closed. Please note that the loan may not close until one to three days after you sign at the dealership.

You can use MyCoVantage digital banking and mobile app to set up automatic payments from your CoVantage checking or savings account OR from another financial institution (also called an External Transfer). Set-it-and-forget-it using the Transfer/Pay feature today!

To set up a transfer from another financial institution within MyCoVantage, navigate to the Transfer/Pay tab, then select Manage External. Before you can set up a one-time or recurring transfer, you will need to Add a New External Account and create an account nickname you can use to reference the account within digital banking.

Once added, you will need to verify the account by confirming two small amounts to the external account. Then log into MyCoVantage and go back to the Transfer/Pay tab, select Manage External and enter the trial deposit amounts that were sent to the external account. After completing this step, the external account will be ready to use within Transfers.

Please note: External Transfers are not immediate, they are processed in 1 to 3 business days from the date scheduled, provided they are scheduled by 4pm. For example, if you have a loan payment due on Friday, January 15, you will want to schedule the transfer at least 3 business days prior, Tuesday, January 12, to ensure the funds are received by that date.

Unfortunately, if your loan payment becomes 30 days past due, your status as a CoVantage “Member in Good Standing” is jeopardized, which could also affect any digital banking services.  In addition, late payments on loans and mortgages may result in a late fee or negative reporting to credit bureaus. To avoid late payments, set up automatic payments using MyCoVantage digital banking and mobile app.

As a financial cooperative, we depend on all our members to contribute to the credit union and uphold their obligations. It’s working together and sharing our resources that allow us to offer lower loan rates, higher savings rates, and the quality products and services that are a part of the credit union experience. If you are having financial difficulties, please contact our Member Solutions team at 800-398-2667, ext. 2404 to discuss repayment options.