ATM/Debit Card

It's a convenient way to make purchases. And an easy way to make a profit. The more you use your CoVantage Visa® debit card, the more cold, hard cash we'll put back in your pocket.

Get fast access to the money in your checking account!

Those minutes you shave from your shopping experience using your CoVantage debit card in checkout lines? They all add up. That spare change that automatically gets placed in your savings account instead of gathering lint in your pocket? That all adds up as well. The bottom line? By using your debit card at every opportunity, you'll save a big chunk of time and money.

  • Present your debit card as payment, sign a sales slip, and each purchase is automatically deducted from your checking account.
  • There is never a transaction fee.
  • Every transaction will be detailed on your monthly statement or can be monitored with our online banking and mobile banking tools.
  • You don’t need to enter your PIN (Personal Identification Number) unless you want cash back when making a purchase. Just choose "credit" at the checkout to ensure you're accessing the Visa® network.
  • Enjoy surcharge-free ATM withdrawals at over 30,000 ATMs that are part of the nationwide Alliance One or CO-OP Networks. There's almost certainly one near you.
  • Cards are instantly issued in several of our locations. 

Change It Up Automatic Savings Program

  • Use your CoVantage Visa® debit card each time you make a purchase.
  • Your daily debit card transactions are rounded up to the next whole dollar.
  • All rounded-up amounts from debit card purchases are automatically transferred in one lump sum from your checking account to your CoVantage savings account at the end of each day.
  • The funds in your savings account can be used whenever you need them. Additional money from outside the savings program can be added to the account at any time.
  • At the end of the year, you'll receive a 5% bonus on the money you've saved through the Change It Up program.
  • Enroll in Change It Up through MyCoVantage, or with a staff member in person or over the phone.
  • Read the full terms and conditions.

Enhanced Security

  • To stop fraudulent activity on your card, you will be sent messages, via email, text, or voice when suspicious activity occurs.
  • You can freeze your card at any time using the online and mobile banking Card Manager.
  • If you find a transaction you want to dispute, fill out this form.
     

Next Steps