ATM/Debit Card

It's a convenient way to make purchases. And an easy way to make a profit. The more you use your CoVantage Visa® debit card, the more cold, hard cash we'll put back in your pocket.

Get fast access to the money in your checking account!

Those minutes you shave from your shopping experience using your CoVantage Credit Union Visa® debit card in checkout lines? They all add up. That spare change that automatically gets placed in your savings account instead of gathering lint in your pocket? That all adds up as well. The bottom line? By using your Visa® debit card at every opportunity, you'll save a big chunk of time and money.

  • There is never a transaction fee.
  • Every transaction will be detailed on your monthly statement or can be monitored with our digital banking and mobile app tools.
  • Enjoy surcharge-free ATM withdrawals at over 30,000 locations that are part of the nationwide Alliance One or CO-OP Networks. There’s almost certainly an ATM near you in Wisconsin, Michigan, or Illinois.
  • Cards are instantly issued in several of our locations. 


Access Our Virtual Teller ATMs

  • We now offer virtual teller assistance at many of our locations so you can perform your normal teller transactions even when the branch is closed. In order to experience the full benefits of the Virtual Teller ATMs, you will need a CoVantage Debit Card.


Change It Up Automatic Savings Program

  • Your daily debit card transactions are rounded up to the next whole dollar.
  • All rounded-up amounts from debit card purchases are automatically transferred in one lump sum from your checking account to your CoVantage savings account at the end of each day.
  • At the end of the year, you'll receive a 5% bonus on the money you've saved through the Change It Up program.
  • Enroll in Change It Up through MyCoVantage, or with a staff member in person or over the phone. Read the full terms and conditions before enrolling.


Enhanced Debit Card Security

  • To stop fraudulent activity on your card, you will be sent messages, via email, text, or voice when suspicious activity occurs.
  • You can freeze your card at any time using the online and mobile banking Card Manager.
  • If you find a transaction you want to dispute, fill out this form.

Next Steps