Business Visa® Rewards Credit Card
Well-run businesses in Wisconsin, Michigan, and Illinois are fast and flexible. So is the CoVantage Business Rewards Visa® Credit Card. It gives you the power to buy what you need, exactly when you need it, to keep your business running smoothly.
It's the perfect tool for your management kit.
The CoVantage Business Rewards Visa Credit Card comes with a low interest rate and a perk-filled rewards program. Even better, it's versatile enough to handle any situation. Pay for major repairs or renovations that can't wait another day. Purchase inventory or equipment from the supplier who is offering a one-time-only deal. Or buy lunch for your hard-working crew. It's not just a credit card. It's a tool that keeps your business on track.
Business Visa Rewards Credit Card
- Only 11.490% APR *
- All cardholders are automatically enrolled in ScoreCard® Rewards. Receive one point for every $1 charged to your credit card. As rewards points accumulate, use them for merchandise, travel, fuel discounts, or cash in the form of a statement credit through the ScoreCard® Rewards website.
- EMV Chip provides cutting-edge fraud protection and security
- No annual fee.
- Make payments using MyCoVantage Business digital banking and mobile app, TEX phone banking, automatic payment transfers, in-person, or by mail.
- Credit card interest paid is eligible for CoVantage Credit Union's loan interest rebate program.
- Transfer balances from other credit cards by downloading the PDF.
- Use MyCoVantage online banking page for activating, freezing or travel notifications. If a card is misplaced or lost, freezing the card will help protect from fraudulent activity.
Credit Card Disclosures
| Credit Card Disclosure | Interest Rates and Interest Changes |
|---|---|
| ANNUAL PERCENTAGE RATE (APR) FOR PURCHASES, CASH ADVANCES, AND BALANCE TRANSFERS | 11.490% APR This APR will vary with the market based on the Prime Rate. |
| HOW TO AVOID PAYING INTEREST ON PURCHASES | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
| MINIMUM INTEREST CHARGE | None |
| FOR CREDIT CARD TIPS FROM THE CONSUMER FINANCIAL PROTECTION BUREAU | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore |
Fees
| FEE TYPE | FEE |
|---|---|
| Annual Fees | None |
| Balance Transfer Fee | $2.00 |
| Cash Advance Fee | $2.00 |
| Foreign Transaction Fee | None |
| Late Payment Fee | Up to $10.00 |
| Replacement Card Fee | $5.00 |
View your points
Log into ScoreCard website now!
Member Patronage Payments
Each year, our Board of Directors decides how much to set aside to cover deposit dividends, operating costs, and other needs, including investments in technology, so that CoVantage stays relevant and has the growth needed to stay financially strong. Extra revenues are then returned to our member-owners in the form of Patronage, which we've been making since 1980.
Additional Resources
The 10 Budgeting Basics
- February 16, 2024
- Lindsey Mueller, Community Outreach Officer
Choose Your Own Adventure: Counseling and Planning
- February 16, 2024
- Lindsey Mueller, Community Outreach Officer
