Consolidate Debt with Holiday Bucks
Pay off credit cards, personal loans, or unexpected expenses all with one low-rate loan.
Rates as low as 6.99%
Simplify Your Payments This Season
Struggling with high-interest credit cards or loans that feel impossible to manage? Our Holiday Bucks loan can help you take control.
Consolidate your debt into one easy, affordable monthly payment with a fast, hassle-free application process.
| LOAN AMOUNT | APR | TERM |
|---|---|---|
| $5,000 and above | as low as 6.99% | 0-60 months |
| $4,999 and below | 9.99% | 0-48 months |
Apply in less than 5 minutes through MyCoVantage.
Select which accounts to include and see your potential savings!
Open an Account|
Accounts
Check or uncheck to include
|
Your Estimated Savings*
|
|---|---|
|
$90
|
$90 |
|
$1,096
|
$1,096 |
|
$1,139
|
$1,139 |
|
$586
|
$586 |
|
$1,468
|
$1,468 |
|
$818
|
$818 |
|
$91
|
$91 |
|
$147
|
$147 |
|
$89
|
$89 |
|
Total Estimated Savings*:
|
$3,803.5
|
*APR (Annual Percentage Rate) of 6.99% is for borrowers with credit scores of 760 and above who borrow $5000 or more. Maximum term: 60 months. For borrowers with scores under 760 and/or for loans of less than $5000, other rates and maximum term limits apply. For refinances or consolidation loans, at least $1,000 of new money must be borrowed from CoVantage Credit Union. All loans are subject to CoVantage’s normal credit requirements and term limitations. Advertised APR accurate as of 11/1/25 and ends 12/24/25 at noon.