Mortgage Loans

Mortgage Refinance

If you want to lower your monthly mortgage payments, pay off your mortgage faster, or tap into your home's equity, refinancing might be the solution.

The best time to refinance your mortgage may be right now

There are lots of reasons why you might benefit from refinancing your mortgage. Refinancing your home loan at a lower rate can reduce your monthly payment, making some wiggle room in your monthly budget. Even a small rate reduction can lower the amount of interest paid over the life of the loan and end up saving you big bucks in the end. Refinancing may also allow you to get a shorter term and pay off your mortgage sooner.

Ready to save some money on your home loan? Apply online or visit the CoVantage team at a branch in Wisconsin, Michigan, or Illinois today.

Refinance up to 93% of the value of your home
Choose a fixed or adjustable rate over various terms
Low closing costs
Our in-house loans are eligible for CoVantage's Loan Interest Rebate Program

Fixed-Rate Mortgage Rates

Effective Date: April 13, 2026
Rate Term APR As Low As Monthly Payment Per $1000
5.625%5 Year5.979%19.16
5.625%10 Year5.813%10.91
5.625%12 Year5.785%9.57
5.875%15 Year6.008%8.37
6.250%20 Year6.357%7.31

Additional Resources

Mortgage

We will MEET or BEAT any 30-Year Fixed Rate Mortgage Offer!

When you trust CoVantage with your home financing, you can be assured that you will always get outstanding value. We’re so confident that our rates and terms are great, that we will meet or beat any other 30 year fixed rate offer.