Financial Education

Better finances start with improved financial literacy.

How to Cruise into a New Vehicle in 8 Steps

Are you ready for a new (or new to you) vehicle? No matter the circumstances, buying a car should not be taken lightly. It’s a large investment that can impact your budget in more ways than one and your family’s safety. Preparing yourself for the loan process is as important as researching your new ride.

10 Ways to Make a House YOUR Home

Homeownership is a large, but rewarding investment. Before taking the plunge, it’s best to prepare yourself as much as possible. Understanding what is expected of you during the home buying process will make your path to owning a home easier and more efficient.

7 Reasons to Clean-up your Credit Report

Like your home, it’s a good idea to seasonally “deep-clean” your credit history… clean everything that is dirty, fix what’s broken, and polish what you have.

Keep your money safe in 6 easy steps

Identity theft can take many forms and happen multiple ways. Your personal information can be used by thieves to illegally obtain credit, buy merchandise, utilize services, or claim money. Identity theft can negatively impact your credit score, drain your accounts, and make it difficult to qualify for new credit or services if you are unaware of the fraud.

The 10 Budgeting Basics

Learning to budget properly can be one of the most challenging, yet necessary tasks in adulthood. Fortunately, there are ways to break down a budget and create a spending plan that will help you become more financially capable. It’s all about how you look at it… after all, mighty oak trees start as an acorn. You can do this!

6 Ways to Master Your Living Expenses

Have you ever wondered how you can make ends meet? Gaining financial freedom involves all aspects of your spending. One of the hardest changes to make regarding your personal finances is your spending habits. By making some money conscious choices, you can change your financial destiny and prepare for a more stable future.

CoVantage FITMoney is a financial literacy series designed to present basic financial concepts in a small or large group format. The lessons have the flexibility to be taught as both a series or individually. Besides offering a variety of topics, FITMoney also has the ability to cater to most age groups. Topics include:

BUDGETING –This lesson provides information on how to develop a healthy budget.
SAVING & INVESTING – Saving and investing basics are introduced.
MASTERING YOUR LIVING EXPENSES – Strategies for overcoming budgeting difficulties.
KEEPING SCORE – Examines how a credit score is calculated.
DON’T FRET ABOUT DEBT – Covers different types of debt and how to manage them.
DEBT SOS: STAYING AFLOAT – Gives an in-depth look at severe financial distress and how to get help.
STEP INTO A LOAN – Covers how the loan process works and helps analyze when a loan is necessary.
MAKING A HOUSE YOUR HOME – Breaks down the home buying process.
IT’S YOUR MONEY. KEEP IT SAFE –Explores different types of fraud and methods used to illegally obtain financial and personal information.
PROTECT WHAT’S YOURS –Examines several common types of insurance and information to consider before purchasing insurance products.
MONEY ON THE MOVE – Focuses on basic online and mobile banking functions and discusses the convenience of banking “on-the-go.”
KEEPING IT IN CHECK – Discusses how to properly utilize a checking account.

Interested in a presentation at your school, organization, or business? Call 800-398-2667, ext. 2469.

It's a Money Thing is a new way to learn about personal finances, with bite-sized episodes to teach about comparing cards, mortgages, and credit scores! Check out the complete It's a Money Thing playlist!